HMO, PPO, EPO, Oh My!
Many people, including healthcare professionals, get various insurance coverage types confused. Choosing the right health insurance coverage can be difficult and individual needs vary around cost, options, coverage, deductibles, and convenience of care. HMO = Health Maintenance Organization HMOs usually have lower premiums, but come with a restricted network of doctors and hospitals. Patients choose a PCP (Primary Care Physician) who coordinates, manages, or oversees patient care. These plans usually…